Purchase or Refinance Your Home with Confidence.

Offering the best mortgage rates, options and service.

I’m Buying a Home

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I’m Refinancing a Home

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I’m Buying a Home

Let our purchase assistant help you

I’m Refinancing a Home

Discover the options available

Explore your lending options with ease

At Nickel City Funding, Inc, we provide comprehensive loan assistance to guide you through the entire loan process. We help homeowners apply for a wide range of loans, including:

When you work with us, you can count on a quick turnaround time and fully transparent communications. Call now to work with one of our loan specialists based in West Seneca, NY serving all of New York and Florida.

Google Reviews

Excellent4.8 Based on 130 reviews from review us onBrandon RothenbergBrandon Rothenberg ★★★★★ Top notch service with Nickel City Funding when applying for a mortgage! You won’t be disappointed if you decide to work with them! I have worked with Matt Miller there multiple times now and he impressed my wife and I when we purchased our rental property. As well as any of my clients that have used him!Darrin JonesDarrin Jones ★★★★★ Chris and the team at Nickle City Funding are 100% on point in every aspect and were upfront from the very beginning. They always answered my calls or called me back right away to answer any question I had. The process of buying our home was a giant headache but Chris and the team at Nickle City Funding was the bright spot in the hole process and they made it easy I would highly recommend them to anybody.Response from the ownerThanks Darrin. We appreciate your business. Congratulations on your new home. Lindsay KasprzakLindsay Kasprzak ★★★★★ Brian Traky at Nickel City Funding has been a long time industry partner in Real Estate. He has successfully closed many homes for our clients and it is alway easy and stress free. Highly recommend, thanks for a great partnership!Nicholas BossertNicholas Bossert ★★★★★ Nickel City is great - and we worked closely with Brian Traky whom I would recommend highly. He is courteous, knowledgeable, transparent, and very very prompt & available. Brian made our first home buying process very simple and straightforward. We felt we were in great hands the whole way. Not to mention that we closed AHEAD of schedule, but if we had to do it all over again - I would go with Brian every single time.Response from the ownerThanks for the kind words Nick. We appreciate trusting us for your home financing needs. Cindy SchwartzCindy Schwartz ★★★★★ This team is top notch! They have your pre-approval in 10 minutes. The best interest rates in today's market! I will never go to another lender or send my clients to another lender!Response from the ownerThank you Cindy. It was a pleasure working with you..here is to many more Brad WestcottBrad Westcott ★★★★★ Chris V is a phenomenal mortgage Guru.All you need to know.Brad WestcottResponse from the ownerThanks Brad. We appreciate your business and allowing us to help assist with your home buying needs Ashli GriswoldAshli Griswold ★★★★★ My fiancé and I worked with Chris Vassallo for a mortgage loan along with his partner Michael and their two processors Gamila and Colleen and I can say WHOLE HEARTEDLY, I would never have gone anywhere else. They made the whole process seamless, easy and understandable. We also got a GREAT rate! They were able to get us closed very quickly, had great communication and just overall extremely friendly.If you need a broker, please don’t look anywhere else. Call Chris and Nickel City Funding!!!Response from the ownerThanks so much Ashli. Welcome to NY. We look forward in seeing you soon. Alicia McNaughtonAlicia McNaughton ★★★★★ I have been working closely with Chris and his team for a few years now. As a local real estate agent, I love knowing when my clients are in the right hands so I don’t have to worry. Nickel City funding works great together as a team including all parties involved to ensure the transaction goes as smoothly as possible!Response from the ownerThank you Alicia. It is always awesome working with you and your clients. we really appreciate your business Erica GiallellaErica Giallella ★★★★★ Matt Short is an amazing lender. I can always count on him for a smooth transaction. His attention to detail, hard-working nature, and availability 24/7 set him apart in the industry. Matt's commitment to always answering the phone and providing professional service make him the best in the business. I highly recommend Matt for all your mortgage and refinancing needs.Response from the ownerThank you Ericia.We love working with you and your buyers. Mike KlimaMike Klima ★★★★★ I am a real estate attorney who workers with mortgage originators on a daily basis. Tim Gleason is one of the best that I have the privilege of working with. He is always there to bounce ideas off of for clients and is always very communicative with the mutual clients that we share. Tim cares about his clients and always seems to be taking initiative to do what is above andbeyond for clients. I would, and do, recommend Tim to clients!Response from the ownerThanks Mike.You are one of the pillars that make client experience exceptional. Diane ZimmerDiane Zimmer ★★★★★ Response from the ownerThanks Diane. We appreciate your review Jess RungJess Rung ★★★★★ As a realtor I always tell my clients one of the most important things it to surround themselves with the best possible team. Brian with Nickel City Funding is my first recommendation for that team. He is patient, knowledgeable and always quick to respond. He and his team have done so much for myself and my clients. To say they have pulled transactions back from the brink would be an understatement. I will gladly call on Brian time after time because I know I can count on him.Response from the ownerThanks Jessica..you provide great service to your clients..thanks for being a referral partner Holly AllardHolly Allard ★★★★★ I worked with Tim Gleason when I purchased my new home. Buying a home can be stressful! I had a ton of questions and Tim was always available to answer them and explain the financing steps along the way, which helped to put my mind at ease! I would highly recommend Tim to all my friends and family!Response from the ownerThank you so much Holly for trusting us with your mortgage needs..we wish you happiness in your new home Tim BogdanTim Bogdan ★★★★★ I wanted to take a moment to express my sincere appreciation for the exceptional service Tim Gleason provides during our transactions. His dedication and expertise went above and beyond all expectations, making everything seamless and successful. His responsiveness and clear communication set a positive tone for our working (and personal) relationship. His commitment to going the extra mile really sets him apart from the rest!Not only did he excel in his professional capacity, but his friendly demeanor and approachability also made the experience enjoyable for both clients and myself. Working with Tim has been an absolute pleasure as I look forward to future collaborations and will confidently recommend his services to my clients.Response from the ownerThanks Tim. We really appreciate your business..congratulations on your new home christina coxchristina cox ★★★★★ It was honestly a pleasure to work with Brian. He was so helpful even before I officially pulled the trigger on my nowHouse. He took his time to get me all the correct information that was needed and made my purchase flawless- his team was also super engaged and kept me up to date. I would say this was an easy process to buy my first home ! Thank you again Brian for making my homeowner dreams come true 💕Response from the ownerThank you for the kind words, Christina! Nicholas Andriaccio (Real Estate Salesperson)Nicholas Andriaccio (Real Estate Salesperson) ★★★★★ As a real estate agent who has conducted numerous transactions with Nickel City Funding, I can confidently attest to their exceptional service and expertise in the mortgage industry. A standout aspect of my consistent interactions with them is the involvement of Chris Vassulo, a remarkable representative of the company.Chris's accessibility is a major highlight. In the intricate and often complex world of real estate and mortgages, having a reliable point of contact is crucial. Chris has always been readily available to address any questions or concerns, demonstrating not just his commitment but also a deep understanding of the industry.The efficiency with which Chris handles problems is particularly noteworthy. The mortgage process invariably comes with its set of challenges, and Chris’s ability to quickly and effectively resolve issues is a testament to his professionalism and skill. This proactive problem-solving approach significantly streamlines the process for all parties involved.I highly recommend Nickel City Funding to anyone seeking mortgage services. Their professionalism, coupled with the outstanding capabilities of team members like Chris Vassulo, truly distinguishes them in the field. They are well-equipped to handle the complexities of the mortgage process, making them a reliable choice for both first-time buyers and experienced real estate professionals.Nick AndriaccioResponse from the ownerOne of the best agents around. Thanks for the business Brooke DrangerBrooke Dranger ★★★★★ Tim Gleason, was absolutely wonderful to work with. I connected with Tim immediately after receiving my real estate license. Seeing the way he takes care of his clients, made me use him on my own purchase of a home! Tim will do whatever it takes to make sure, you are all set. Tim was always very professional. Called me to inform me every step of the way. Responded promptly to any questions or concerns I had. I highly recommend using Tim for any lender needs you have. He works with an amazing friendly office as well.I Look forward to sending anyone I know his way. They will be very well taken care of! Just know you will be in great hands!Response from the ownerHello Brooke.It was a pleasure working you as well. We really appreciate your business. Abi ChiltonAbi Chilton ★★★★★ Highly recommend Nickel City Funding! I worked with Tim Gleason. He guided me through the whole process and was quick to respond with any questions I had. As a first time homebuyer, I'm so glad I went through Nickel City. Took much of the stress away! HUGE thank you to Tim, Colleen, and Gamila.Response from the ownerThanks Abi.We really appreciate your business and working with us Nicole MarszalkowskiNicole Marszalkowski ★★★★★ We worked with Tim Gleason for the sale of my home and while we purchased our new home. He was responsive, answered all of our questions( and there were a lot) and worked with us every step of the way! He was patient and kind and has a really great vibe with people. We liked him immediately! Highly recommend for your mortgage needs and well as buying or selling!!I will highly recommend him to our friends and family!Nicole & ChadResponse from the ownerThanks Nicole. We are so happy for you IbrahimIbrahim ★★★★★ I worked with Chris Vassallo as a first time home buyer, wow! What a great person! Thanks to Chris I am now a home owner. He helped me through each step and explained everything so well. He was always responsive when I had any questions. Everything was so easy and smooth than I had expected. He made sure to always keep me updated throughout our house buying process. You will be in good hands if you work with Chris at Nickel City!!Response from the ownerThank you so much for the kind words and allowing us to help assist you with your mortgage needs Valone ConcreteValone Concrete ★★★★★ It has taken me a few months to post this but needed to say that Chris and his team went above and beyond. I highly recommend them to anyone looking for a mortgage.JoannaResponse from the ownerThank you so much Joanna for working with us. We really appreciate your business, Krystina BurowKrystina Burow ★★★★★ We were so thankful to have Nickel City Funding referred to us for the sale of our house. Tim Gleason was the best! He provided excellent customer service by answering all my (many) questions. The sale of our house went so smoothly. His team provided excellent communication with an update of my loan weekly. I highly recommend, Tim Gleason & Nickle City Funding!Response from the ownerThank you so Krystina. We really really appreciate your business Austin WAustin W ★★★★★ Response from the ownerThanks Austin js_loader

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Our Services

At Nickel City Funding, Inc, we offer a comprehensive range of mortgage services for residents of Western NY, Rochester, NY and Florida to everything. Whether you’re refinancing or purchasing a home in New York State, our team is here to assist you. With options including conventional loans, VA loans, USDA loans, and FHA loans, we also provide fast turnaround times and great interest rate.

Why Choose Us?

Our customer-focused approach ensures that you and your agents stay informed throughout the process. With over 20 years of industry experience, our knowledgeable processing staff ensures smooth transactions, and we also provide multiple lender options to choose from. We understand the unique needs of self-employed and 1099 borrowers, which is why we offer a specialized bank statement program. Our dedicated team of mortgage professionals are here to support you at every step, simplifying the mortgage loan and interest rate process. Having served over 10,000 satisfied clients, we are proud to be a Preferred Broker with leading lending institutions, allowing us to pass on savings directly to you.

Low Interest
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25+ Years
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Nickel City Funding, Inc

Focus on buying your dream home while
we handle the financing.

Contact us today via phone or email to simplify your
mortgage loan and interest rate process.

Go Into Your Investment with Peace of Mind

Are you ready to purchase your dream home? Or perhaps you’re seeking to refinance your current home to secure a better rate? At Nickel City Funding, Inc, our experts are dedicated to making the loan process as seamless as possible by handling the financing and rate negotiations for you. You’ll love our exceptional service, transparent communication, and honorable work ethic.

Choose Us For Home Loan Services 

Easier Mortgage Rates & Better Mortgage Loans!

Proudly serving all of New York and Florida since 2006! Call us for a pre-approval process before contacting a real estate agency or bank!

Nickel City Funding, Inc is a premier mortgage broker based in Western New York. With over 15 years of unwavering dedication, we bring you the most competitive mortgage loans and mortgage rates in the greater Buffalo area. Whether you live in Jamestown, Angola, Springville, Hamburg, Amherst, Orchard Park, Wilson, North Tonawanda, or East Aurora, NY, we’ve got you covered. We offer one-on-one services to first-time home buyers and savvy real estate experts. With 25+ years of experience in the industry, you can count on Nickel City Funding, Inc to handle all of your mortgage rate mortgage loan needs.

We prioritize our customers above all else, ensuring your satisfaction and delivering superior quality control. Our team of dedicated mortgage professionals is with you every step of the way. As evidence of our commitment to delivering the best customer service and satisfaction, a staggering 99% of our business comes from personal referrals. Call us today to explore your mortgage loan options!

To make informed decisions about your home loan, take advantage of our mortgage calculator. It provides valuable insights and guides you toward the best course of action.

Resources

What are the best programs for homebuyers in 2024?

What are the best programs for homebuyers in 2024?

What are the best programs for homebuyers in 2024 in Western New York? First-Time Homebuyer Programs: Many governments and municipalities offer programs specifically designed to assist first-time homebuyers. These programs may include down payment assistance, grants,...

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Buffalo Named At Top For Best Places To Live

Buffalo Named At Top For Best Places To Live

Buffalo Named At Top For Best Places To Live According to a recent study done by Zillow, Buffalo, NY has soared to the top of the hottest places to live in 2024. As stated by a Zillow team member: “Housing markets are healthiest where affordable home prices and strong...

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When Is The Best Time to Refinance Your Home?

When Is The Best Time to Refinance Your Home?

Timing Your Move: When Is the Best Time to Refinance Your Home? Refinancing your home can be a strategic financial move that potentially saves you money or achieves specific financial goals. However, the optimal timing for a home refinance isn't a one-size-fits-all...

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Google Rating
4.8
Based on 130 reviews
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