Purchase or Refinance Your Home with Confidence.
Offering the best mortgage rates, options and service.
I’m Buying a Home
Let our purchase assistant help you
I’m Refinancing a Home
Discover the options available
I’m Buying a Home
Let our purchase assistant help you
I’m Refinancing a Home
Discover the options available
Explore your lending options with ease
At Nickel City Funding, Inc, we provide comprehensive loan assistance to guide you through the entire loan process. We help homeowners apply for a wide range of loans, including:
- Conventional loans
- USDA loans
- One-time construction loans
When you work with us, you can count on a quick turnaround time and fully transparent communications. Call now to work with one of our loan specialists based in West Seneca, NY serving all of New York and Florida.

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Our Services
At Nickel City Funding, Inc, we offer a comprehensive range of mortgage services for residents of Western NY, Rochester, NY and Florida to everything. Whether you’re refinancing or purchasing a home in New York State, our team is here to assist you. With options including conventional loans, VA loans, USDA loans, and FHA loans, we also provide fast turnaround times and great interest rate.

Why Choose Us?
Our customer-focused approach ensures that you and your agents stay informed throughout the process. With over 20 years of industry experience, our knowledgeable processing staff ensures smooth transactions, and we also provide multiple lender options to choose from. We understand the unique needs of self-employed and 1099 borrowers, which is why we offer a specialized bank statement program. Our dedicated team of mortgage professionals are here to support you at every step, simplifying the mortgage loan and interest rate process. Having served over 10,000 satisfied clients, we are proud to be a Preferred Broker with leading lending institutions, allowing us to pass on savings directly to you.




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Focus on buying your dream home while
we handle the financing.
mortgage loan and interest rate process.
Go Into Your Investment with Peace of Mind
Choose Us For Home Loan Services

Easier Mortgage Rates & Better Mortgage Loans!
Proudly serving all of New York and Florida since 2006! Call us for a pre-approval process before contacting a real estate agency or bank!
We prioritize our customers above all else, ensuring your satisfaction and delivering superior quality control. Our team of dedicated mortgage professionals is with you every step of the way. As evidence of our commitment to delivering the best customer service and satisfaction, a staggering 99% of our business comes from personal referrals. Call us today to explore your mortgage loan options!
To make informed decisions about your home loan, take advantage of our mortgage calculator. It provides valuable insights and guides you toward the best course of action.

Resources
Unlocking the Benefits of FHA Loans: Your Comprehensive Guide
An FHA loan is a mortgage insured by the Federal Housing Administration, a division of the U.S. Department of Housing and Urban Development (HUD). These loans are designed to make homeownership more accessible, especially for first-time homebuyers and individuals with lower credit scores.
10 Steps to Becoming a First-Time Homebuyer
Are you excited to take the leap into homeownership? Taking the steps to becoming a first-time homebuyer can be nerveracking without professional guidance but, we are here to help! Check out these 10 steps for a stress-free process/ Understanding Your Financial...
How to Have A Successful Social Presence: Social Media Tips for Real Estate Agents
In the modern digital era, social media has become a powerhouse tool for real estate agents to showcase properties, connect with clients, and build a strong online presence. If you're a real estate agent looking to leverage the potential of social media, we've got you...