Purchase or Refinance Your Home with Confidence.

Offering the best mortgage rates, options and service.

I’m Buying a Home

Let our purchase assistant help you

I’m Refinancing a Home

Discover the options available

I’m Buying a Home

Let our purchase assistant help you

I’m Refinancing a Home

Discover the options available

Explore your lending options with ease

At Nickel City Funding, Inc, we provide comprehensive loan assistance to guide you through the entire loan process. We help homeowners apply for a wide range of loans, including:

When you work with us, you can count on a quick turnaround time and fully transparent communications. Call now to work with one of our loan specialists based in West Seneca, NY serving all of New York and Florida.

Google Reviews

See More Reviews

Our Services

At Nickel City Funding, Inc, we offer a comprehensive range of mortgage services for residents of Western NY, Rochester, NY and Florida to everything. Whether you’re refinancing or purchasing a home in New York State, our team is here to assist you. With options including conventional loans, VA loans, USDA loans, and FHA loans, we also provide fast turnaround times and great interest rate.

Why Choose Us?

Our customer-focused approach ensures that you and your agents stay informed throughout the process. With over 20 years of industry experience, our knowledgeable processing staff ensures smooth transactions, and we also provide multiple lender options to choose from. We understand the unique needs of self-employed and 1099 borrowers, which is why we offer a specialized bank statement program. Our dedicated team of mortgage professionals are here to support you at every step, simplifying the mortgage loan and interest rate process. Having served over 10,000 satisfied clients, we are proud to be a Preferred Broker with leading lending institutions, allowing us to pass on savings directly to you.

Low Interest
Personal Service
We’re Local
25+ Years
Experience
Multiple
Lender Options

Quick Quote

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Name*
Nickel City Funding, Inc

Focus on buying your dream home while
we handle the financing.

Contact us today via phone or email to simplify your
mortgage loan and interest rate process.

Go Into Your Investment with Peace of Mind

Are you ready to purchase your dream home? Or perhaps you’re seeking to refinance your current home to secure a better rate? At Nickel City Funding, Inc, our experts are dedicated to making the loan process as seamless as possible by handling the financing and rate negotiations for you. You’ll love our exceptional service, transparent communication, and honorable work ethic.

Choose Us For Home Loan Services 

Easier Mortgage Rates & Better Mortgage Loans!

Proudly serving all of New York and Florida since 2006! Call us for a pre-approval process before contacting a real estate agency or bank!

Nickel City Funding, Inc is a premier mortgage broker based in Western New York. With over 15 years of unwavering dedication, we bring you the most competitive mortgage loans and mortgage rates in the greater Buffalo area. Whether you live in Jamestown, Angola, Springville, Hamburg, Amherst, Orchard Park, Wilson, North Tonawanda, or East Aurora, NY, we’ve got you covered. We offer one-on-one services to first-time home buyers and savvy real estate experts. With 25+ years of experience in the industry, you can count on Nickel City Funding, Inc to handle all of your mortgage rate mortgage loan needs.

We prioritize our customers above all else, ensuring your satisfaction and delivering superior quality control. Our team of dedicated mortgage professionals is with you every step of the way. As evidence of our commitment to delivering the best customer service and satisfaction, a staggering 99% of our business comes from personal referrals. Call us today to explore your mortgage loan options!

To make informed decisions about your home loan, take advantage of our mortgage calculator. It provides valuable insights and guides you toward the best course of action.

Resources

What are the best programs for homebuyers in 2024?

What are the best programs for homebuyers in 2024?

What are the best programs for homebuyers in 2024 in Western New York? First-Time Homebuyer Programs: Many governments and municipalities offer programs specifically designed to assist first-time homebuyers. These programs may include down payment assistance, grants,...

read more
Buffalo Named At Top For Best Places To Live

Buffalo Named At Top For Best Places To Live

Buffalo Named At Top For Best Places To Live According to a recent study done by Zillow, Buffalo, NY has soared to the top of the hottest places to live in 2024. As stated by a Zillow team member: “Housing markets are healthiest where affordable home prices and strong...

read more
When Is The Best Time to Refinance Your Home?

When Is The Best Time to Refinance Your Home?

Timing Your Move: When Is the Best Time to Refinance Your Home? Refinancing your home can be a strategic financial move that potentially saves you money or achieves specific financial goals. However, the optimal timing for a home refinance isn't a one-size-fits-all...

read more