Purchase Your New Home With Confidence

Work with us to find the best lending options for your investment

Based out of West Seneca, New York, and servicing all the residents of New York State.

Take a glance at your lending options

Nickel City Funding offers loan assistance to help you through the loan process. Some of the loans we help homeowners apply for include:

When you work with us, you can count on a quick turnaround time and fully transparent communications. Call now to work with one of our loan specialists based in West Seneca, NY serving all of New York.

We also offer Downpayment assistance!

Nickel City Funding, Inc. has programs that can help with down payment assistance. This can be a great resource for potential buyers who qualify based on their credit and income, however may not have enough for down payment. Inquire about these programs.

Choose lending professionals
who put you first

When you work with our professionals, it's easy to see what makes us different. Our customers love working with us because we:


Rely on over 25 years of loan assistance experience


Offer free consultations and loan workups


Have access to exceptional rates


Provide multiple lender options for customers


Help you every step of the way

Discover the best mortgage services in Western New York. Choose Nickel City Funding the next time you need loan services.

Looking for Loan Services in Western NY?

Trust lending professionals with over 25 years of experience

Go Into Your Investment With Peace of Mind

Choose us for home loan services in Western NY

Are you ready to purchase your dream home in Western NY or New York State? Perhaps you want to refinance your current home to get a better rate. For superior loan services, turn to the experts at Nickel City Funding. We make the loan process as seamless as possible by handling the financing and rate negotiations for you. You'll love our exceptional service, transparent communication and honorable work ethic.

Let us simplify your home financing journey. Contact us today to get started.

Easier Mortgage Rates & Better Mortgage Loans!

Serving all of Western NY and New York State since 2006!! Call us 1st to get pre-approved before you call a real estate or bank!

Nickel City Funding is Western New York's premier mortgage broker That has been in business for over 15 years. We offer competitive mortgage loans & mortgage rates across the greater Buffalo area. Whether you're in Jamestown, Angola, Springville, Hamburg, Amherst, Orchard Park, Wilson, North Tonawanda or East Aurora, NY, we've got you covered. We offer one on one personal services to first time home buyers and savvy real estate experts. With 25+ years of experience in the industry, you can count on Nickel City Funding to handle all of your mortgage rate & mortgage loan needs.

We are committed to following our principal of customers first and owners second; this allows for customer satisfaction & superior quality control. Our dedicated team of mortgage professionals is with you every step of the way. With 99% of our business coming from personal referrals, this is a true testament of our commitment to delivering the best customer service & satisfaction. Call us today to explore your mortgage loan options!

Please use our mortgage calculator to get an idea of your best course of action for considering a home loan.

Getting Started

Our Mortgage Services:

Refinancing & Purchases for all of NYS with a focus on WNY & Rochester!
WNY Purchase - Conventional Loans
VA Loans - USDA Loans - FHA Loans
Fast turn around times - Great interest rates

Why Choose Nickel City Funding?

  • Customers and agents are informed throughout the process, we work for the borrower, not the bank.
  • Knowledgeable processing staff with 20+ years' experience
  • Several lenders to choose from
  • Bank statement program for self-employed and 1099 borrower's
  • Our dedicated team of mortgage professionals is with you every step of the way.
  • Nickel City Funding has helped over 10,000 people with their home financing. We are also a Preferred Broker with most lending institutions. This means that we can easily pass the savings onto you, the customer.

You can focus on your dream home knowing that we are taking care of the financing. Let us simplify the mortgage loan & interest rate process. Call or email us today!