Purchase or Refinance Your Home with Confidence.

Offering the best mortgage rates, options and service.

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I’m Buying a Home

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I’m Refinancing a Home

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At Nickel City Funding, Inc, we provide comprehensive loan assistance to guide you through the entire loan process. We help homeowners apply for a wide range of loans, including:

When you work with us, you can count on a quick turnaround time and fully transparent communications. Call now to work with one of our loan specialists based in West Seneca, NY serving all of New York and Florida.

Google Reviews

Nickel City Funding, Inc
Excellent
4.8
Based on 138 reviews
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Listen when I tell you going thru Nickle city made experience of buying a house so much easier everyone know the process is long and stressful but Chris and his team were nothing short of amazing and I couldn’t be any happier I will always be using them in any future purchases and recommend them to anyone that plans on going thru the process Thank your again Chris Gamilla and Colleen
Response from the owner: Thanks Corey. I'm so happy for you and your family. We appreciate your patience and trusting us with your mortgage needs.
My boyfriend and I were on the hunt for a house. Chris reached out very quickly and helped us during the process. He made it easy for us to understand and followed us along our journey the entire way through. I 10/10 recommend using his team. You won't be disappointed.
Response from the owner: Thank you Ashley for allowing us to be apart of this special purchase. We appreciate your business so much.
If anyone looking for a mortgage brokerage that cares for their clients then look no further then nickel city. Chris and his team were amazing meeting all our deadlines and helping us through this stressful time. 10/10 would recommend to any friends and family. Thanks again for everything Chris!!!
My husband and I just recently purchased a home. We had the privilege to work with Chris who was referred to us. Chris was professional, knowledgeable and efficient in the process of securing us a mortgage. I highly recommend him and his team he works with.
Response from the owner: Thank you so much for the kinds words. We feel honored that you allowed us to be apart of the process. We wish happiness and joy in your new home.
Excellent A+++ I cant say enough about Nickle City Funding and the help they gave me through the whole Mortgage Process!!! If there was more stars to give in this review, i would hit every one of them. Thank you Brian!!! and the whole team at Nickle City Funding! Brian helped me through my very first steps to be able to purchase my home. He was there to answer questions and give advice from the first step to get pre approved to closing. I recommend Nickle City Funding to anyone that wants to purchase a home, you will not be disappointed! If your not mortgage ready, they will help get you there, with a little time and patience. Thank you Brian, I'm so grateful for all your help! Tim, Colleen, Amanda, i thank you all at Nickle City Funding 🙂
Response from the owner: Thank you so much Elizabeth. We really appreciate you trusting us in this huge purchase. We wish you the best of luck and happiness in your new home.
Top notch service with Nickel City Funding when applying for a mortgage! You won’t be disappointed if you decide to work with them! I have worked with Matt Miller there multiple times now and he impressed my wife and I when we purchased our rental property. As well as any of my clients that have used him!
Response from the owner: You are not too bad at helping people buy and/or sell their home. You are an exceptional real estate agent. Thank you for trusting us with your clients.
Chris and the team at Nickle City Funding are 100% on point in every aspect and were upfront from the very beginning. They always answered my calls or called me back right away to answer any question I had. The process of buying our home was a giant headache but Chris and the team at Nickle City Funding was the bright spot in the hole process and they made it easy I would highly recommend them to anybody.
Response from the owner: Thanks Darrin. We appreciate your business. Congratulations on your new home.
Brian Traky at Nickel City Funding has been a long time industry partner in Real Estate. He has successfully closed many homes for our clients and it is alway easy and stress free. Highly recommend, thanks for a great partnership!
Response from the owner: Lindsay and Matt, thank you for everything. You are an amazing real estate team. We really appreciate trusting us with your buyers.
Nickel City is great - and we worked closely with Brian Traky whom I would recommend highly. He is courteous, knowledgeable, transparent, and very very prompt & available. Brian made our first home buying process very simple and straightforward. We felt we were in great hands the whole way. Not to mention that we closed AHEAD of schedule, but if we had to do it all over again - I would go with Brian every single time.
Response from the owner: Thanks for the kind words Nick. We appreciate trusting us for your home financing needs.
This team is top notch! They have your pre-approval in 10 minutes. The best interest rates in today's market! I will never go to another lender or send my clients to another lender!
Response from the owner: Thank you Cindy. It was a pleasure working with you..here is to many more
Chris V is a phenomenal mortgage Guru.All you need to know.Brad Westcott
Response from the owner: Thanks Brad. We appreciate your business and allowing us to help assist with your home buying needs
My fiancé and I worked with Chris Vassallo for a mortgage loan along with his partner Michael and their two processors Gamila and Colleen and I can say WHOLE HEARTEDLY, I would never have gone anywhere else. They made the whole process seamless, easy and understandable. We also got a GREAT rate! They were able to get us closed very quickly, had great communication and just overall extremely friendly.If you need a broker, please don’t look anywhere else. Call Chris and Nickel City Funding!!!
Response from the owner: Thanks so much Ashli. Welcome to NY. We look forward in seeing you soon.
I have been working closely with Chris and his team for a few years now. As a local real estate agent, I love knowing when my clients are in the right hands so I don’t have to worry. Nickel City funding works great together as a team including all parties involved to ensure the transaction goes as smoothly as possible!
Response from the owner: Thank you Alicia. It is always awesome working with you and your clients. we really appreciate your business
Matt Short is an amazing lender. I can always count on him for a smooth transaction. His attention to detail, hard-working nature, and availability 24/7 set him apart in the industry. Matt's commitment to always answering the phone and providing professional service make him the best in the business. I highly recommend Matt for all your mortgage and refinancing needs.
Response from the owner: Thank you Ericia.We love working with you and your buyers.
Response from the owner: Thanks Diane. We appreciate your review
As a realtor I always tell my clients one of the most important things it to surround themselves with the best possible team. Brian with Nickel City Funding is my first recommendation for that team. He is patient, knowledgeable and always quick to respond. He and his team have done so much for myself and my clients. To say they have pulled transactions back from the brink would be an understatement. I will gladly call on Brian time after time because I know I can count on him.
Response from the owner: Thanks Jessica..you provide great service to your clients..thanks for being a referral partner
I worked with Tim Gleason when I purchased my new home. Buying a home can be stressful! I had a ton of questions and Tim was always available to answer them and explain the financing steps along the way, which helped to put my mind at ease! I would highly recommend Tim to all my friends and family!
Response from the owner: Thank you so much Holly for trusting us with your mortgage needs..we wish you happiness in your new home
I wanted to take a moment to express my sincere appreciation for the exceptional service Tim Gleason provides during our transactions. His dedication and expertise went above and beyond all expectations, making everything seamless and successful. His responsiveness and clear communication set a positive tone for our working (and personal) relationship. His commitment to going the extra mile really sets him apart from the rest!Not only did he excel in his professional capacity, but his friendly demeanor and approachability also made the experience enjoyable for both clients and myself. Working with Tim has been an absolute pleasure as I look forward to future collaborations and will confidently recommend his services to my clients.
Response from the owner: Thanks Tim. We really appreciate your business..congratulations on your new home
It was honestly a pleasure to work with Brian. He was so helpful even before I officially pulled the trigger on my nowHouse. He took his time to get me all the correct information that was needed and made my purchase flawless- his team was also super engaged and kept me up to date. I would say this was an easy process to buy my first home ! Thank you again Brian for making my homeowner dreams come true 💕
Response from the owner: Thank you for the kind words, Christina!
As a real estate agent who has conducted numerous transactions with Nickel City Funding, I can confidently attest to their exceptional service and expertise in the mortgage industry. A standout aspect of my consistent interactions with them is the involvement of Chris Vassulo, a remarkable representative of the company.Chris's accessibility is a major highlight. In the intricate and often complex world of real estate and mortgages, having a reliable point of contact is crucial. Chris has always been readily available to address any questions or concerns, demonstrating not just his commitment but also a deep understanding of the industry.The efficiency with which Chris handles problems is particularly noteworthy. The mortgage process invariably comes with its set of challenges, and Chris’s ability to quickly and effectively resolve issues is a testament to his professionalism and skill. This proactive problem-solving approach significantly streamlines the process for all parties involved.I highly recommend Nickel City Funding to anyone seeking mortgage services. Their professionalism, coupled with the outstanding capabilities of team members like Chris Vassulo, truly distinguishes them in the field. They are well-equipped to handle the complexities of the mortgage process, making them a reliable choice for both first-time buyers and experienced real estate professionals.Nick Andriaccio
Response from the owner: One of the best agents around. Thanks for the business
Tim Gleason, was absolutely wonderful to work with. I connected with Tim immediately after receiving my real estate license. Seeing the way he takes care of his clients, made me use him on my own purchase of a home! Tim will do whatever it takes to make sure, you are all set. Tim was always very professional. Called me to inform me every step of the way. Responded promptly to any questions or concerns I had. I highly recommend using Tim for any lender needs you have. He works with an amazing friendly office as well.I Look forward to sending anyone I know his way. They will be very well taken care of! Just know you will be in great hands!
Response from the owner: Hello Brooke.It was a pleasure working you as well. We really appreciate your business.
Highly recommend Nickel City Funding! I worked with Tim Gleason. He guided me through the whole process and was quick to respond with any questions I had. As a first time homebuyer, I'm so glad I went through Nickel City. Took much of the stress away! HUGE thank you to Tim, Colleen, and Gamila.
Response from the owner: Thanks Abi.We really appreciate your business and working with us
We worked with Tim Gleason for the sale of my home and while we purchased our new home. He was responsive, answered all of our questions( and there were a lot) and worked with us every step of the way! He was patient and kind and has a really great vibe with people. We liked him immediately! Highly recommend for your mortgage needs and well as buying or selling!!I will highly recommend him to our friends and family!Nicole & Chad
Response from the owner: Thanks Nicole. We are so happy for you
I worked with Chris Vassallo as a first time home buyer, wow! What a great person! Thanks to Chris I am now a home owner. He helped me through each step and explained everything so well. He was always responsive when I had any questions. Everything was so easy and smooth than I had expected. He made sure to always keep me updated throughout our house buying process. You will be in good hands if you work with Chris at Nickel City!!
Response from the owner: Thank you so much for the kind words and allowing us to help assist you with your mortgage needs
It has taken me a few months to post this but needed to say that Chris and his team went above and beyond. I highly recommend them to anyone looking for a mortgage.Joanna
Response from the owner: Thank you so much Joanna for working with us. We really appreciate your business,
We were so thankful to have Nickel City Funding referred to us for the sale of our house. Tim Gleason was the best! He provided excellent customer service by answering all my (many) questions. The sale of our house went so smoothly. His team provided excellent communication with an update of my loan weekly. I highly recommend, Tim Gleason & Nickle City Funding!
Response from the owner: Thank you so Krystina. We really really appreciate your business
Response from the owner: Thanks Austin
Nickel City Funding Inc made my home buying experience very easy! I never thought I would come close to ever owning a home. THEY MADE IT POSSIBLE. Colleen and Gamila were very knowledgeable, they were there to assist when I had any question form the simplest to the hardest, being a first time home buyer there were a lot of silly questions but the whole team explained everything to me and made me feel more comfortable with the biggest purchase of my life!
Response from the owner: Thank you for a wonderful review, Maria!
WOW WOW WOW! From application to closing,the process was so smooth! Which is not bad for first time homebuyers!! Everyone was professional, and quick to respond and i was kept in the loop the entire time which was SO helpful! Thank you thank you!! I highly recommended them for your home buying needs! Thanks again guys! Truly amazing!
Response from the owner: Thanks for the great review Brianna. It was a pleasure working with you.
Im posting this review on behalf of my mother, Ivy. Tim Gleason is AMAZING! He went above and beyond assisting her on the purchase of her first ever home. She appreciates everything you have done for her. Words can never explain how thankful she truly is.
Response from the owner: Thank you so much for trusting us with your mortgage needs.
Working with TIM GLEASON from Nickel City Funding was a dream. He was with us every step of the way and made our first time buying a house incredibly smooth.Tim was very easy to get in contact with, super flexible and an overall outstanding mortgage loan officer.His support throughout the entire process was greatly appreciated. He eased our stress and provided peace of mind with his consistent support and encouragement. Not only did we find an amazing mortgage loan officer in Tim Gleason, but we also found a lifelong friend. We will definitely be utilizing his expertise in all of our future needs. Thank you again Tim Gleason and the Nickel City Funding team.
Response from the owner: Hey Elliott.We really appreciate your business. Thank you so much
Tim Gleason from Nickel City Funding was amazing. He was always there and guided us every step of the way. Their we're times when everything became overwhelming and stressful. He reassured me and told me to keep packing, LOL 😆 Since we've recently closed on our forever home, I've already recommended him to a dear friend of mine!!! Thank you for everything Tim, we appreciate you 😊❤️❤️❤️
Response from the owner: Thank you Tammy. We really appreciate your business. We wish you the best of luck and we are here with any future mortgage needs
Tim Gleason of Nickel City Funding guided me and my family through the loan process flawlessly! He continues to help me even after closing on the home. He has earned my trust and I will continue to do business with them for the foreseeable future. I recommend anyone shopping a loan to go through Nickel City Funding for honest and transparent business.
Response from the owner: Thank you so much James. It was a pleasure working with you and your family. We wish you the best of luck.
Tim Gleason at nickel city funding was an incredible person to work with. As a first time home buyer I didn't know what to expect. Tim made the whole experience as painless as he could make it. I would recommend Tim to anyone that asks.
Response from the owner: Thanks Ed. We really appreciate your business. Please do not hesitate to contact us with any future mortgage needs
Nickel City Funding is an incredible mortgage company with a great team. They have none hundreds of mortgages for my company
Response from the owner: Thanks Jim. It has been a great ride working with your agents since 2006. Looking forward for many years to come
Recently we purchased our second home with the help of Nickel City Funding. Our loan officer Brian Traky did a great job walking us through the entire sales process. His knowledge and experience in real estate made our buying experience easy and stress free. The loan processing team of Colleen, Gamila, and Tim were awesome to work with. The overall team dynamic at Nickel City is something you don't see everyday in business. The teamwork, willingness to help each other, and putting the customer first provided my family with an exceptional customer experience. I will continue to use and recommend Nickel City Funding to anyone I know looking to buy or refinance a home.
Response from the owner: Thanks Brian. You were great to work with and it was an honor assisting you. We wish you best of luck
This is our 2nd home we’ve purchased through Nickel City Funding and I’ll never go anywhere else !!!! From offer to close was so simple and easy. The way Paul - Gamila and Colleen prepared you every step of the way was just impeccable - nothing was a surprise nor should it ever be we were always one step ahead and they took the stress right off our backs !!!Thank you for our dream home wouldn’t have been possible without you all !!Go Bills
Response from the owner: Thanks Vinny. Appreciate your business.
I found Nickel City funding via web search and was impressed by all the reviews. Chris and team genuinely lives up to them. They helped me understand the process and guided me in each and every step. Quick to respond and act, I got my clear to close within 30 days of applying with them.
Response from the owner: Thanks Terrance. It was a pleasure working with you as well. I wish you the best of luck on your new home. Please feel free to contact us with questions along the way.
Working with Brian at Nickel City Funding was absolutely incredible. He was by far the most pleasant person to work with throughout my home buying process. Brian took the time to answer each of my many phone calls, provided me with detailed advice, and found the best rate out of the many mortgage lenders I looked through. I have recommended him to many of my friends and family who are looking to purchase or refinance. Thank you to the team at Nickel City Funding for such a great experience!
Response from the owner: Thanks Jake. We appreciate your business..
If you want to work with a team of experienced and dedicated people this is where you go to. They made my first home buying experience easy and stress-free! I can't say enough great things about this agency and everyone I was honored to work with and meet during the process..
Response from the owner: Thank you Michelle. It was great working with you. Best of luck on your new home
Nickel City Funding was amazing to work with. Tim was always there when I had questions and concerns any time of the day or night, and was able to walk me through them and make sure I completely understood every process. Gamila and Colleen always made sure we had our documents ready to go and that we stayed on top of everything. I couldn’t have asked for a better company to handle my mortgage! Highly recommend!!
Response from the owner: Hello Charlene. We are so happy for you and glad you had a great experience with us. If there is anything you need, please feel free to reach out.
My husband and I were in the buying process of a house from a private party and had no idea what to do. Nickel city was recommend by family and they did not disappoint! From start of getting mortgage approval to finish of closing, everything was taken care of without issue. Any questions we had were answered quickly and in depth! They were amazing and cannot recommend any stronger for anyone in the house buying process!
Response from the owner: thank you John and Sarah. It was really nice working with you.
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Our Services

At Nickel City Funding, Inc, we offer a comprehensive range of mortgage services for residents of Western NY, Rochester, NY and Florida to everything. Whether you’re refinancing or purchasing a home in New York State, our team is here to assist you. With options including conventional loans, VA loans, USDA loans, and FHA loans, we also provide fast turnaround times and great interest rate.

Why Choose Us?

Our customer-focused approach ensures that you and your agents stay informed throughout the process. With over 20 years of industry experience, our knowledgeable processing staff ensures smooth transactions, and we also provide multiple lender options to choose from. We understand the unique needs of self-employed and 1099 borrowers, which is why we offer a specialized bank statement program. Our dedicated team of mortgage professionals are here to support you at every step, simplifying the mortgage loan and interest rate process. Having served over 10,000 satisfied clients, we are proud to be a Preferred Broker with leading lending institutions, allowing us to pass on savings directly to you.

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25+ Years
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Nickel City Funding, Inc

Focus on buying your dream home while
we handle the financing.

Contact us today via phone or email to simplify your
mortgage loan and interest rate process.

Go Into Your Investment with Peace of Mind

Are you ready to purchase your dream home? Or perhaps you’re seeking to refinance your current home to secure a better rate? At Nickel City Funding, Inc, our experts are dedicated to making the loan process as seamless as possible by handling the financing and rate negotiations for you. You’ll love our exceptional service, transparent communication, and honorable work ethic.

Choose Us For Home Loan Services 

Easier Mortgage Rates & Better Mortgage Loans!

Proudly serving all of New York and Florida since 2006! Call us for a pre-approval process before contacting a real estate agency or bank!

Nickel City Funding, Inc is a premier mortgage broker based in Western New York. With over 15 years of unwavering dedication, we bring you the most competitive mortgage loans and mortgage rates in the greater Buffalo area. Whether you live in Jamestown, Angola, Springville, Hamburg, Amherst, Orchard Park, Wilson, North Tonawanda, or East Aurora, NY, we’ve got you covered. We offer one-on-one services to first-time home buyers and savvy real estate experts. With 25+ years of experience in the industry, you can count on Nickel City Funding, Inc to handle all of your mortgage rate mortgage loan needs.

We prioritize our customers above all else, ensuring your satisfaction and delivering superior quality control. Our team of dedicated mortgage professionals is with you every step of the way. As evidence of our commitment to delivering the best customer service and satisfaction, a staggering 99% of our business comes from personal referrals. Call us today to explore your mortgage loan options!

To make informed decisions about your home loan, take advantage of our mortgage calculator. It provides valuable insights and guides you toward the best course of action.

Resources

What are the best programs for homebuyers in 2024?

What are the best programs for homebuyers in 2024?

What are the best programs for homebuyers in 2024 in Western New York? First-Time Homebuyer Programs: Many governments and municipalities offer programs specifically designed to assist first-time homebuyers. These programs may include down payment assistance, grants,...

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Buffalo Named At Top For Best Places To Live

Buffalo Named At Top For Best Places To Live

Buffalo Named At Top For Best Places To Live According to a recent study done by Zillow, Buffalo, NY has soared to the top of the hottest places to live in 2024. As stated by a Zillow team member: “Housing markets are healthiest where affordable home prices and strong...

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When Is The Best Time to Refinance Your Home?

When Is The Best Time to Refinance Your Home?

Timing Your Move: When Is the Best Time to Refinance Your Home? Refinancing your home can be a strategic financial move that potentially saves you money or achieves specific financial goals. However, the optimal timing for a home refinance isn't a one-size-fits-all...

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Google Rating
4.8
Based on 138 reviews
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